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This professional liability coverage is designed specifically for dive businesses and their diving leader staff for professional liability errors and omissions for orientation to, instruction, in or supervision of swim, snorkeling and diving activities that are nationally sanctioned by a recognized training agency. Coverage is provided for the business and scheduled affiliated professional staff when functioning through a dive business as an employee or exclusive subcontractor.
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Click here to fill out the quote form online.
This professional liability coverage is design specifically for dive leaders. This policy provides professional liability errors and omissions for orientation to, instruction in, or supervision of swim, snorkeling and diving activities that are nationally sanctioned by a recognized training agency. This policy is portable and does not restrict professional activities to one dive business.
We now have a FASTER renewal option for professionals who are already insured by IMS. Simply login and choose the Professional Individual Quick Renewal option in the User Funcitons menu on the right-hand side.
This general liability coverage is a comprehensive general liability policy form and specifically covers exposures specific to the diving industry: premises liability, sales of equipment, servicing and repair of diving equipment, and air fill exposures. Water facility operations such as private lakes and quarries can be endorsed to the policy. In addition recreational activities can be endorsed to the policy, please inquire for premium cost (if any).
Click here for a quote form.
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Click here to fill out the quote form online.
This insurance coverage is designed for vendors or manufacturers of scuba diving equipment and can include extended vendors coverage. Limits of liability are $1,000,000. and excess coverage is available. Please contact our office regarding information on this coverage.
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This insurance policy is designed especially for those businesses that operate diving charters, fishing charters, and excursion charters. The policy provides for hull and P & I coverage, crew, and for diving charters this policy offers crew in the water coverage. Hull coverage can be written on an all risk basis (with certain exclusions). The value is determined by the marine condition and valuation survey documented fair market value. Limits of liability are $1,000,000. and excess coverage is available. Vessels that navigate into areas of the Caribbean have a different policy, please inquire regards the specific coverage.
This dive business property insurance is written on a special form basis with replacement cost coverage, and also includes enhancement coverage. Coverage is available for business contents and buildings (owned or as required by lease). Additional coverages offered are: equipment breakdown (compressor); business interruption for loss of profits over 90 days; off-premises and in transit (in locked vehicles); and crime coverages to include both cash robbery and employee dishonesty. Insureds should cover their property between 80% and 100% of the value to replace in order to prevent being underinsured in a catastrophic loss situation.
Click here for a quote form.
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Click here to fill out the quote form online.
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