Recently, the HVAC unit on the roof of the building I lease was hit by lightning, whose responsibility is it to pay for the damage, the landlord or my dive business? And will it be covered by insurance?
It depends on your lease and whatever requirements the landlord has set forth as your responsibility in the lease. Important notice: Read Your Lease - You may be responsible for more than you know. Building equipment is covered under the equipment breakdown, if you have purchased that optional coverage.
