What is Equipment Liability?

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What is Equipment Liability?

Normally, instructors are protected from equipment liability by the insurance carrier of the facility (Dive Store, Resort, Boat Operator) providing the class equipment.
An instructor who owns and provides his own equipment for classes requires additional equipment liability protection.
Restrictions: Applies only to owned equipment, used in instructor's own classes and under the instructor's supervision for additional listed fee. No bare rentals.