General Liability

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1	Is there an additional charge for "Additional Insureds"?
2	Under what circumstances should I list "additional insureds"?
3	The pool where we teach our classes is asking to be listed on the business insurance policy as an "additional insured" and show proof of insurance, how does this affect my policy?
4	Do you provide auto insurance?
5	What is premises medical payments?
6	What is "products" liability?
7	What is "completed operations"?
8	What is "premises" liability?
9	Will the water facility insurance cover the area where I have picnic tables and dressing/restrooms for divers?
10	I fill scuba tanks and provide air for fire department breathing apparatuses. Am I covered?
11	What are some of the products you can't insure?
12	Will my business insurance policy cover other products I sell or rent that are not related to scuba?
13	Can I increase my limit of liability?
14	How do I know if the liability limit of $1,000,000 per occurrence, $2,000,000 aggregate is enough?
15	As the dive business owner, I am out of town frequently, can one of my employees call to make changes to my insurance policy?
16	I have moved my dive business to a new location, do I have to call you to report the new address?
17	I own a quarry. Do I purchase the water facility insurance?
18	What are the categories of business insurance?
19	I am a new store and I don't have any gross income yet.
20	How do I know if I have picked the right program of insurance for my retail dive business?
21	I have a corporate business name and I also have another name for my dive business (a DBA), which entity do I list on my insurance policy?
22	What about "dive trip" income, the monies I collect for tour & travel, are these included in my "scuba related" income?
23	Is income from classes and books considered "scuba related" income?
24	What gross "scuba related" income do I provide, projected income for this year or my previous year's income?
25	What is gross "scuba related" income?
26	What is the quickest way to purchase insurance?

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