Will the water facility insurance cover the area where I have picnic tables and dressing/restrooms for divers?

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Will the water facility insurance cover the area where I have picnic tables and dressing/restrooms for divers?

Yes, this liability insurance covers your land acreage and your water acreage including submerged and floating platforms, submerged items creating reefs, scenic areas and playgrounds. You should purchase property insurance for any owned buildings and/or your business contents