Property Insurance

This dive business property insurance is written on a special form basis with replacement cost coverage, and also includes enhancement coverage. Coverage is available for business contents and buildings (owned or as required by lease). Additional coverages offered are: equipment breakdown (compressor); business interruption for loss of profits over 90 days; off-premises and in transit (in locked vehicles); and crime coverages to include both cash robbery and employee dishonesty. Insureds should cover their property between 80% and 100% of the value to replace in order to prevent being underinsured in a catastrophic loss situation.

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